⭐ PREMIUM PLAN

Let us calculate the return on investment for a KrishoSaathi Premium subscription: SCENARIO 1 — PRICE TIMING (Rice Farmer, 1 acre): - Average rice yield per acre: 20 quintals - Without KrishoSaathi: Sells at ₹2,100 (mandi default price, early in season) - With KrishoSaathi price alert: Sells at ₹2,450 (30-day high, waits 2 weeks) - Additional income: ₹350 × 20 quintals = ₹7,000 - Premium cost: ₹99 - ROI: 70x return on premium investment SCENARIO 2 — DISEASE PREVENTION (Tomato Farmer, 0.5 acre): - Without early detection: 40% crop loss to Early Blight = ₹12,000 loss - With KrishoSaathi early detection + treatment: 5% loss = ₹1,500 loss - Savings: ₹10,500 - Premium cost: ₹99 - ROI: 106x return SCENARIO 3 — GOVERNMENT SCHEME ACCESS: - PM-KISAN installment: ₹2,000 (notified 48 hours early via SMS) - Farmer collects installment on time instead of 3 months late - Avoids borrowing ₹2,000 at 36% interest for 3 months = ₹180 saved - Premium cost: ₹99 - Even this alone is nearly 2x ROI The conclusion: KrishoSaathi Premium is not an expense — it is an agricultural investment with measurable returns for every serious farmer.

ADVANCED PRICE ANALYTICS: - 30-day price trend chart for any crop in any state - Week-on-week price change percentage - Price comparison across multiple mandis simultaneously - Predictive price indicator (based on seasonal patterns) - MSP comparison with live mandi price gap analysis PRIORITY AI ADVISORY: - Response time under 3 seconds (vs 10–15 seconds on free tier) - Longer, more detailed advisory responses - Crop-calendar based seasonal advice (what to plant NOW for maximum returns in 90 days) - Personalised advice based on your saved crop profile SMS ALERTS IN YOUR LANGUAGE: - Critical price alerts: "Rice at Guwahati ₹2,850 — 10% above avg. SELL TODAY." - Weather emergency alerts: "Heavy rain tonight. Harvest paddy by 4 PM if possible." - Scheme deadlines: "PM-KISAN installment releasing in 48 hours. Check pmkisan.gov.in" - Available in: Hindi, Assamese, Bengali, Telugu, Marathi, Tamil, Gujarati, Kannada, Punjabi, Malayalam, Odia DISEASE DETECTION PRIORITY: - Premium users' disease photos processed first in queue - More detailed treatment report with brand-specific product recommendations - 7-day follow-up reminder ("Check your crop in 7 days — here's what recovery should look like") SCHEME APPLICATION ASSISTANCE: - Step-by-step guidance for applying to PM-KISAN, PMFBY, KCC - Document checklist specific to your state - Common rejection reason checker before you apply - Deadline tracker for your enrolled schemes

HOW TO SUBSCRIBE TO PREMIUM: STEP 1: Go to Dashboard → "⭐ Premium" section or tap any locked premium feature STEP 2: Click "Upgrade to Premium — ₹99/year" STEP 3: Choose payment method: • UPI (Google Pay, PhonePe, Paytm, BHIM — recommended, instant) • Credit/Debit Card (Visa, Mastercard, RuPay) • Net Banking (all major banks) • Digital Wallets (Paytm, Amazon Pay) STEP 4: Complete payment via Razorpay's secure checkout STEP 5: Premium activated INSTANTLY after payment confirmation PAYMENT SECURITY: - All payments processed by Razorpay (PCI-DSS Level 1 certified) - We do NOT store your card or UPI details - Transaction appears as "RAZORPAY*KRISHOSAATHI" on your bank statement - You will receive an email receipt within minutes SUBSCRIPTION DETAILS: - Subscription period: 365 days from date of payment - No auto-renewal — you choose to renew each year - Valid across all devices (web browser + mobile app) - One subscription per registered mobile number REFUND POLICY: - The ₹99 subscription fee is NON-REFUNDABLE once premium access is activated. - For technical failure (premium not activated within 24 hours), contact support@krishosaathi.in with transaction ID.

If you are an FPO (Farmer Producer Organisation) leader, KrishoSaathi offers group subscription options: FPO MEMBERS PLAN: - ₹49/member/year for groups of 20+ farmers - All members get full premium access - Central FPO dashboard to monitor all member subscriptions - Bulk payment via NEFT/RTGS (invoice provided) FPO SAAS PLAN — ₹999/month: - Full premium for unlimited FPO members - FPO management tools (member ledger, collective selling tracker) - Input procurement analytics - NABARD grant application support - Monthly analytics report for FPO board - Priority WhatsApp support For FPO partnerships, email: partnerships@krishosaathi.in GOVERNMENT & INSTITUTIONAL PLAN: - State Agriculture Departments and Krishi Vigyan Kendras (KVKs) - Bulk farmer onboarding support - Custom integrations with State agri portals - Contact: govt@krishosaathi.in

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